TourCare Plus

Personal accident: compensates for accidental death or permanent disablement following accidental bodily injury

Medical: overseas medical expenses, medical expenses incurred upon return to Singapore, overseas hospital visit, additional accommodation expenses, overseas compassionate visit, child guard, hospital daily income benefit (overseas), hospital daily income benefit (Singapore), medical expenses for pregnancy related sickness, 24-hour medical assistance, emergency telephone expenses

Medical evacuation: emergency medical evacuation, emergency medical evacuation – special extension *new*, repatriation of mortal remains, repatriation of mortal remains – special extension *new*

Personal liability: insures against third party claims for bodily injury or property damage caused by insured’s negligence whilst overseas

Inconveniences: trip cancelation/postponement, trip curtailment, alternative trip arrangement, trip disruption, travel/flight misconnection, travel delay, flight diversion, travel overbooking, emergency purchases, baggage delay, 24-hour travel assistance

Losses: loss of personal money, loss of travel documents, loss of or damage to baggage & personal effects, rental vehicle excess cover, closure of travel agent, home guard

Extensions: hijack benefit, automatic extension, disruption/withdrawal of hotel services, kidnap benefit, terrorism extension, quarantine following infectious diseases

* reduced limit applies to insured person from age 76 to 85 years under individual or family plan: the amounts listed in the benefits table are the maximum coverage payable for each benefit; pre-existing medical conditions will not be covered; coverage intended for overseas and not in Singapore. The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.

Extension for emergency medical evacuation/repatriation of mortal remains* due to pre-existing conditions (please note that medical expenses incurred due to pre-existing medical condition remains to be excluded under our policy)

Loss of baggage/personal effect is extended to cover sporting equipment*

Extension for terrorism involving nuclear, biological and chemical weapons is subjected to an event limit of s$5 million per event/occurrence

Trip cancellation/postponement is subjected to a maximum aggregate limit of s$1 million per event/occurrence

Individual plan: Asean / Asia pacific / worldwide

Family plan: Asean / Asia pacific / worldwide

Asean – includes Malaysia, Brunei, Indonesia, Thailand, Laos, Myanmar, Cambodia, Vietnam and Philippines

Asia pacific – includes Asean, china, Hong Kong, Taiwan, Korea, Macau, japan, India, Sri Lanka, Pakistan, Australia, New Zealand, Mongolia, Tibet, Bhutan, North Korea, Nepal, Maldives, east Timor and Bangladesh

Worldwide – includes any destinations in the world except Afghanistan, Cuba, democratic republic of Congo, Iran, Iraq, Liberia, Sudan, Syria and Lebanon

The policy is available to Singapore citizens, permanent residents of Singapore or foreigners with valid employment pass, work permit, dependent pass or student pass permanently residing in Singapore. The policy does not cover any person under the age of 6 months or over the age of 85 years

For single trip policies–maximum 2 adults traveling with no limit on the number of children. The 2 adults need not be related but the child(ren) must be related to either one of the insured adults

For annual travel policies–for an insured, legal spouse and any number of children. The child(ren) must be accompanied by either one of the insured adults for any trips made during the period of insurance

Child insured under a family plan refers to dependent child under the age of 21 years who is unmarried and unemployed or up to 25 years of age who is in continuous full-time education in a recognized institution of higher learning. Their sum insured under section 1–personal accident will be reduced to s$50,000 (standard) or s$100,000 (supreme)

Sum insured under section 1–personal accident is reduced to s$50,000 (standard) or s$100,000 (supreme) for children age 17 years and below if the child is under individual plan