A Better Health Insurance Experience for SMEs
EZCare is an Employee Benefits starter kit for companies with headcounts as low as 2 employees. It has simple plans which are easy to understand and administer while providing access to best in class health care services.
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Skip The Hassle Of Completing Multiple Forms
Outpatient Claims Submission Through Our Mobile Application And Online Web Portal
No Surgical Sub-Limits Or Tables
Concierge Services For Specialist Consultations And Inpatient Procedures
ANNUAL OVERALL LIMIT
ROOM & BOARD ELIGIBILITY & CHARGES
INTENSIVE CARE UNIT
HOSPITAL MISCELLANEOUS & LOCAL AMBULANCE SERVICES
PRE-HOSPITALIZATION CONSULTATION (WITHIN 90 DAYS PRECEDING HOSPITAL ADMISSION)
PRE-HOSPITALIZATION DIAGNOSIS SERVICES (WITHIN 90 DAYS PRECEDING HOSPITAL ADMISSION)
POST-HOSPITALIZATION CONSULTATION AND TREATMENT (WITHIN 180 DAYS FOLLOWING DISCHARGE FROM HOSPITAL)
EMERGENCY OUTPATIENT ACCIDENTAL TREATMENT (WITHIN 24 HOURS OF ACCIDENT)
EMERGENCY DENTAL TREATMENT (WITHIN 24 HOURS OF ACCIDENT)
SURGICAL IMPLANTS
LODGER BENEFIT (FOR INSURED CHILD BELOW AGE 12)
EMERGENCY MEDICAL EVACUATION
REPATRIATION/LOCAL BURIAL (COVER FOR DEATH IN HOME COUNTRY IS EXCLUDED)
HOSPITAL CASH BENEFIT (PER DAY) OF HOSPITAL CONFINEMENT IN GOVERNMENT/RESTRUCTURED HOSPITAL : B1 WARD, B2/B2+ WARD, C WARD
OUTPATIENT CANCER AND KIDNEY DIALYSIS TREATMENT
BEST DOCTORS SERVICE
NUMBER OF EMPLOYEE HEADCOUNT (5 TO 9) : 5% DISCOUNT
NUMBER OF EMPLOYEE HEADCOUNT (10 OR MORE) : 10% DISCOUNT
OUTPATIENT GENERAL PRACTITIONER (GP) RIDER : OUTPATIENT PANEL GP, OUTPATIENT NON-PANEL GP, OVERSEAS OUTPATIENT TREATMENT, SINGAPORE POLYCLINICS, PANEL OF TRADITIONAL CHINESE MEDICINE (TCM) – MAX. 3 VISITS PER POLICY YEAR, A&E DEPARTMENT AT RESTRUCTURED HOSPITAL – MAX. 2 VISITS PER POLICY YEAR, A&E DEPARTMENT AT RESTRUCTURED HOSPITAL – MAX. 2 VISITS PER POLICY YEAR
OUTPATIENT SPECIALIST RIDER : OUTPATIENT PANEL SPECIALIST CONSULTATION AND DIAGNOSTIC SERVICES*, OUTPATIENT PHYSIOTHERAPY
OUTPATIENT DENTAL RIDER : PANEL DENTIST BENEFIT, CO-PAYMENT, DENTAL TREATMENT
PERSONAL ACCIDENT (PA) : COVER ONLY DEATH AND PERMANENT DISABLEMENT
EMPLOYEES ACTIVELY AT WORK
EMPLOYEES AND SPOUSES BETWEEN 18 TO 80 YEARS OF AGE AND NOT MORE THAN 65 YEARS OF AGE AT THE POLICY COMMENCEMENT DATE OF THE FIRST PERIOD OF INSURANCE
CHILDREN FROM 15 DAYS OLD TO 18 YEARS OLD (DEPENDENT CHILDREN CAN BE COVERED UP TO AGE 25 IF HE/SHE IS ENROLLED IN AN EDUCATIONAL INSTITUTION ON FULL-TIME HIGHER EDUCATION AND IS NOT IN FULL-TIME NATIONAL SERVICE)
DOMICILED (RESIDING) IN SINGAPORE, MEANING SINGAPORE CITIZENS, SINGAPORE PERMANENT RESIDENTS (HOLDERS OF RE-ENTRY PERMITS), HOLDERS OF EMPLOYMENT PASSES, S PASSES, PERSONALIZED EMPLOYMENT PASSES, ENTREPASSES, WORK PERMITS, STUDENT PASSES OR DEPENDENT PASSES
TREATMENT RELATING TO BIRTH DEFECTS, CONGENITAL ABNORMALITIES AND HEREDITARY CONDITIONS
ROUTINE MEDICAL EXAMINATIONS (INCLUDING CONFINEMENT IN HOSPITAL TO FACILITATE THE CONDUCT OF TEST) AND VACCINATIONS
COSMETIC RELATED TREATMENTS
PRE-EXISTING CONDITIONS ARE EXCLUDED FOR THE FIRST YEAR OF COVER FOR EACH INSURED. THE FOLLOWING SPECIFIED PRE-EXISTING ILLNESSES ARE PERMANENTLY EXCLUDED: HEART DISEASE, DIABETES, CANCER AND RENAL FAILURE FOR EMPLOYEE GROUP SIZES LESS THAN 10 & CANCER AND RENAL FAILURE FOR EMPLOYEE GROUP SIZES 10 AND ABOVE
Important Notice
The information provided here is a summary and for general information only. Although care has been taken in preparing the information provided to you, we will not responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. Please refer to the actual policy wordings for the terms and conditions. You may refer to www.libertyinsurance.com.sg for detailed information about the product.