Safeguarding our best companions
Get the best coverage plan for your furry friend now!
Cover starts from less than a S$1 per day!
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Pets are part of the family too

PetCare Insurance

PetCare is Singapore’s first pet insurance policy, which provides comprehensive coverage to you and your pet dog or cat. It provides financial protection should you incur medical and surgical expenses due to illness or accidents that may befall your beloved pet. As devoted pet owners, it is comforting to know this policy covers up to 70% of vet bills and a range of common events during the life of your pet.

 

Safeguarding Our Best Companion

PetCare is Singapore's first pet insurance policy which provides comprehensive coverage to you and your pet dog or cat.

INCOME

Happy Tails Pet Insurance

Tailored for both dogs and cats owners’ needs, Happy Tails has the purrfect plan to suit your preferred coverage and budget.

Benefits at a Glance

Covers Up To 70% Of Eligible Vet Bills Arising From Illness Or Accidents (Up To S$10 K)

No Medical Examination Required

Freedom To Use Any Vet, Anywhere In Singapore

Covers Third Party Liability Arising From Owning The Pet

Covers Loss Due To Theft Or Accidental Death

Toll-Free Helpline 1800-LIBERTY (5423 789)

No Claim Discount Of Up To 15% To Reward Healthy Pets

Cover Starts From Less Than S$1 A Day

Option With Taking Up 2 Year Plan With 10% Discount

Farewell Benefit

 
Summary of Benefits

ACCIDENT: ACCIDENTAL DEATH, ACCIDENTAL INJURY, THEFT

MEDICAL: ILLNESS, VET EXPENSES FOR SURGICAL OR NON-SURGICAL TREATMENT

LIABILITY: THIRD PARTY LIABILITY

 

 

Additional Benefit

FAREWELL BENEFIT: COST & EXPENSES INCURRED FOR EUTHANASIA, CREMATION, FUNERAL SERVICE AND HANDLING CHARGES FOLLOWING DEATH

Eligibility & Major Exclusion

ELIGIBILITY: BE MICRO-CHIPPED; BE RESIDING REGULARLY IN THE SAME PREMISE AS YOU; BE AT LEAST 8 WEEKS OLD AND NOT MORE THAN 9 YEARS OLD AT THE ENROLMENT DATE; NOT BE A WORKING DOG. EXAMPLE: GUIDE DOG, GUARD DOG; NOT BE A DOG OR CAT USED FOR BREEDING PURPOSES

MAJOR EXCLUSIONS: ILLNESS ARISING FROM ANY INTENTIONAL, NEGLECTFUL OR PREVENTABLE ACT; LIABILITY ARISING FROM ANY INTENTIONAL, NEGLECTFUL OR PREVENTABLE ACT; PRE-EXISTING, HEREDITARY, CONGENITAL AND SKIN CONDITIONS; DAY TO DAY CARE. EXAMPLE: VITAMINS, SUPPLEMENTS, VACCINATIONS TRAINING, GROOMING; DAMAGE TO TEETH AND GUMS UNLESS AS A RESULT OF AN ACCIDENT; ILLNESS RELATED TO ENDOPARASITES OR ECTOPARASITES, HIP DYSPLASIA, RABIES;ELECTIVE PROCEDURES AND TREATMENTS. EXAMPLE: NAIL CLIPPING, TAIL DOCKING, DEBARKING

Eligibility for Happy Tails

This policy is only available to you if:

you are the owner of your pet;
your pet is living with you in Singapore;
you hold a valid Singapore identification document such as a Singapore national registration identification card, employment pass, work permit, long-term visit pass or student pass;
your pet is micro-chipped;
your pet is at least sixteen (16) weeks old and below nine (9) years old at the start date of the period of insurance (we may continue cover for your insured pet beyond age nine (9) and we may apply new terms; depending on our decision and if you pay an extra premium);
your pet completes all required vaccinations;
your pet undergoes an enrolment clinical examination before or within 30 days from the start date of your policy.
The examination result must be submitted to us after the examination, and any failure to do so may result in your policy being void;
your pet is not a working pet or a racing dog; and - you have fully paid the premium for this policy

Description of Benefits Co-Insurance [%] per Incident Deductible per Incident Benefits - Standard Plan Benefits - Enhanced Plan Benefits - Superior Plan
Accidental Death N.A. N.A. S$1,000 S$2,000 S$3,000
Death of the Insured Pet due to Accident Injury
• Accidental Injury N.A. S$50 S$500 S$750 S$3,000
Vet expenses arising from Accident Injury
• Theft N.A. N.A. S$300 S$500 S1,250
Loss due to reported Theft (not Applicable to Cats)
• Illness 50% N.A. S$500 S$750 S$3,000
Vet expenses for non-surgical treatment
• Illness 0.5 N.A. S$1,500 S$2,000 S$10,000
Vet expenses for surgical treatment
• Third Party Liability N.A. S$500 S$100,000 S$250,000 S$500,000
Third Party Liability arising from owning the Insured Pet
• Farewell Benefit N.A. N.A. S$250 S$250 S$250
No Claim Period Discount Applicable
One year (applicable only to 1 year plan) 5%
Two consecutive years 10%
Three consecutive years 15%
YEAR Standard Plan Enhanced Plan Superior Plan
1 Year Plan S$350 S$450 S$750
2 Year Plan S$630 S$810 S$1,350

Important Notice

The information provided here is a summary and for general information only. Although care has been taken in preparing the information provided to you, we will not responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. Please refer to the actual policy wordings for the terms and conditions.